STL has integrated STL MMS Evo with EchoPay to help wholesalers reduce their card merchant fees while transferring payments faster and more securely.

How it works

The EchoPay app and web app create faster payments directly from ‘Bank To Bank’ using ‘Open Banking’.

The wholesaler enters a customer’s account number and invoice value into the EchoPos terminal. This generates a QR Code which the customer scans using the EchoPay app on their smartphone and authorises in their mobile banking app.

EchoPos then confirms payment and, if required, prints a receipt.

STL customer United Wholesale (Scotland) is impressed with the gains from their STL/EchoPay implementation.

Chris Gallacher, Managing Director, United Wholesale (Scotland), said,

Since using EchoPay we’ve been able to reduce the costs involved in taking payment from our customers. This, combined with the cashflow improvement from instant settlement of funds makes EchoPay a must for any business taking a large volume of card payments from their customers.

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